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Did you know you may be able to lower your interest rate and monthly mortgage payment by refinancing your home loan? It’s true! With our 1st Reliant home loan refinancing options, we make it easier than ever to lower your monthly mortgage payments, lower your interest rate, and pay off your home loan quicker than you ever imagined.

  • Low Fixed-Interest Rate Loan

    Homeowners may be able to lock in a low interest rate by refinancing their home loan and save money in interest, without having to worry about fluctuating interest rates.

    Apply Now

  • Adjustable-Rate Mortgage (ARM)

    Great for homeowners who plan to move from their home in the near future and are not worried about their interest rate increasing, but who still want to lower their payments.

    Apply Now

  • Short-Term
    15-Year Loan

    Ideal for homeowners who want to pay off their existing mortgage faster and pay less interest over the duration of their loan, while building equity in their home even quicker.

    Apply Now

  • Home Affordable Refinance Program

    HARP is designed to help homeowners who are current on their mortgage, but have little to no equity in their homes, refinance and lower their interest rate and payments.

    Apply Now


1st Reliant provides quick and simple solutions for homeowners just like you. We help simplify and streamline the home loan refinancing process, so stop overpaying for your home and start enjoying it. Refinance your mortgage today!

  • Lower Payments

    Lower your home loan payments and enjoy having extra spending cash each month. Invest it back into your home and increase its value, enjoy a well-deserved vacation, or save it for a rainy day! Refinance your home today.

  • Less

    Reduce your interest rate and put that money back where it belongs – your wallet! Save money each year on interest by refinancing your existing home loan.

  • Shorter

    Change the length of your loan and pay it off quicker with a Short-Term 15-Year Loan. Take advantage of today’s low interest rates and own your home in no time.

  • Release

    Take cash out of your home’s equity to finance home improvements, make a big purchase, pay off a credit card, or go on vacation.

  • Fixed-Rates

    Convert an Adjustable-Rate Mortgage (ARM) to a Fixed-Rate and save! Lock into a rate that you’re comfortable with and never overpay on fluctuating interest rates again.

  • Zero Closing

    No closing cost, no money down, risk-free loan options are available. Apply today with 1st Reliant Home Loans and see what you could be saving!


Are you still unsure if you should apply to refinance your existing home loan? Answer the follow questions to find out.

Are you making more money?
Most people’s financial situation changes over time and unless you just recently purchased your own, you’re probably earning more money now than you were back when you first got your loan. If your income has increased, or financial situation has improved, then refinancing might be a smart, fiscally responsible move.
Has your home value/equ